Privacy Policy

Last updated: October 1, 2026 · Effective immediately

Finance Native Hub ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website financenativehub.com and engage our financial advisory services.

1. Information We Collect

1.1 Personal Information You Provide

• Contact details (name, email address, phone number, mailing address)
• Financial information you share during planning sessions (income, assets, liabilities, investment holdings)
• Family and beneficiary information for estate planning
• Account credentials for our client portal
• Newsletter subscription email addresses

1.2 Information Collected Automatically

• IP address, browser type, device information
• Pages visited, time spent on site, referring URLs
• Cookies and similar tracking technologies (see Section 7)

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our financial advisory services
• Respond to inquiries and schedule discovery calls
• Develop personalized financial plans and investment strategies
• Send newsletters and marketing communications (with your consent)
• Comply with legal and regulatory obligations (SEC, state securities regulators)
• Detect and prevent fraud or security incidents
• Perform internal analytics to improve our website and services

3. How We Share Your Information

We do not sell, rent, or trade your personal information. We may share your data only in the following limited circumstances:

• Service providers: Custodians (e.g., Charles Schwab, Fidelity), technology vendors, and CRM platforms bound by confidentiality agreements.
• Professional advisors: Attorneys, CPAs, and insurance brokers you authorize us to coordinate with.
• Legal compliance: When required by law, court order, or regulatory authority.
• Business transfers: In connection with a merger, acquisition, or sale of assets.

4. Data Security

We implement industry-standard safeguards including AES-256 encryption at rest, TLS 1.3 encryption in transit, multi-factor authentication for staff, annual third-party security audits, and SOC 2 Type II controls at our custodians. However, no method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

5. Data Retention

We retain client financial records for a minimum of seven (7) years following the termination of our advisory relationship, as required by SEC Rule 204-2. Newsletter subscriptions are retained until you unsubscribe. Website analytics are retained in anonymized, aggregated form for up to 26 months.

6. Your Privacy Rights

Depending on your state of residence (including California under CCPA/CPRA, Virginia, Colorado, and others), you may have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information (subject to regulatory retention requirements)
• Opt out of the sale or sharing of your information (we do not sell)
• Limit use of sensitive personal information
• Not be discriminated against for exercising these rights

To exercise any right, contact us at privacy@financenativehub.com.

7. Cookies and Tracking Technologies

Our website uses essential cookies for functionality and optional analytics cookies (e.g., Google Analytics, Plausible) to understand site usage. You can control cookies through your browser settings. Disabling cookies may affect site functionality. We do not respond to "Do Not Track" signals, but we honor Global Privacy Control (GPC) signals where applicable.

8. Third-Party Links

Our website may contain links to third-party sites (e.g., custodian portals, regulatory bodies). We are not responsible for the privacy practices of those sites. Please review their policies before submitting information.

9. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children.

10. International Users

Finance Native Hub is based in the United States. If you access our site from outside the U.S., please be aware that your information may be transferred to, stored, and processed in the United States.

11. Changes to This Policy

We may update this Privacy Policy periodically. Material changes will be posted with an updated "Last updated" date and, where required, communicated directly to affected clients.

12. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact:

• Finance Native Hub — Privacy Office
• 2220 W E St, North Platte, Nebraska 69101, USA
• Phone: (308) 221-2098
• Email: privacy@financenativehub.com